Comments on: My Latte Factor In 2008. Automatic Millionaire Goals for 2009 http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/ Sharing Passive Income and Money Saving Tips Tue, 03 May 2011 23:44:32 -0700 hourly 1 http://wordpress.org/?v=3.1.3 By: $$ http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-14360 $$ Fri, 12 Mar 2010 03:29:25 +0000 http://thepassivedad.com/?p=715#comment-14360 The latte factor is way overrated. It doesn't really help that much for retirement when you realistically evaluate it as I do here ... http://livinginvol.com/?p=6 . The latte factor is way overrated. It doesn’t really help that much for retirement when you realistically evaluate it as I do here … http://livinginvol.com/?p=6 .

]]> By: Finance Blog » Blog Archive » Carnival of Personal Finance No. 188: The Jane Austen Edition http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-2342 Finance Blog » Blog Archive » Carnival of Personal Finance No. 188: The Jane Austen Edition Mon, 19 Jan 2009 14:35:53 +0000 http://thepassivedad.com/?p=715#comment-2342 [...] The Passive Dad presents My Latte Factor In 2008. Automatic Millionaire Goals for 2009 [...] [...] The Passive Dad presents My Latte Factor In 2008. Automatic Millionaire Goals for 2009 [...]

]]> By: Carnival of Personal Finance No. 188: The Jane Austen Edition | Pecuniarities http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-2341 Carnival of Personal Finance No. 188: The Jane Austen Edition | Pecuniarities Mon, 19 Jan 2009 14:00:56 +0000 http://thepassivedad.com/?p=715#comment-2341 [...] The Passive Dad presents My Latte Factor In 2008. Automatic Millionaire Goals for 2009 [...] [...] The Passive Dad presents My Latte Factor In 2008. Automatic Millionaire Goals for 2009 [...]

]]> By: Scott http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-2232 Scott Sun, 11 Jan 2009 00:52:07 +0000 http://thepassivedad.com/?p=715#comment-2232 @Miranda. I have a weakness for bagels as well and would find myself going to Noah's bagels several times a week as well. The solution for me was to take my own bagel and cream cheese to work. I would then eat it on the way to the train in the morning. @Tyler I can understand how having day care for two children can be expensive for a families budget. Before I stayed home with the kids, my wife and I were spending $25,000 a year on daycare. @Blake Sounds like you have conquered many of your latte factors. Congratulations. Where any of them harder for your to eliminate from your daily habits? @Miranda. I have a weakness for bagels as well and would find myself going to Noah’s bagels several times a week as well. The solution for me was to take my own bagel and cream cheese to work. I would then eat it on the way to the train in the morning.

@Tyler I can understand how having day care for two children can be expensive for a families budget. Before I stayed home with the kids, my wife and I were spending $25,000 a year on daycare.

@Blake Sounds like you have conquered many of your latte factors. Congratulations. Where any of them harder for your to eliminate from your daily habits?

]]> By: Blake http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-2230 Blake Sat, 10 Jan 2009 19:55:33 +0000 http://thepassivedad.com/?p=715#comment-2230 I read Bach's book a couple years ago, and the Latte Factor was definitely the main sticking point with me. I've eliminated a decent number of them, and like you say, most of em you won't even miss when they're gone. Steve Pavlina's 30 days to success is an excellent way to kick Latte Factor habits that aren't always easy to break- http://www.stevepavlina.com/blog/2005/04/30-days-to-success/ I read Bach’s book a couple years ago, and the Latte Factor was definitely the main sticking point with me. I’ve eliminated a decent number of them, and like you say, most of em you won’t even miss when they’re gone.

Steve Pavlina’s 30 days to success is an excellent way to kick Latte Factor habits that aren’t always easy to break- http://www.stevepavlina.com/blog/2005/04/30-days-to-success/

]]> By: Tyler @ Building Camelot http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-2200 Tyler @ Building Camelot Tue, 06 Jan 2009 18:42:37 +0000 http://thepassivedad.com/?p=715#comment-2200 I don't have latte factor...at least I don't think I do. We have two kids in a great daycare and that bill alone is as much as our mortgage! We don't have much wiggle room these days. :-) I don’t have latte factor…at least I don’t think I do. We have two kids in a great daycare and that bill alone is as much as our mortgage! We don’t have much wiggle room these days. :-)

]]> By: Miranda http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/comment-page-1/#comment-2198 Miranda Tue, 06 Jan 2009 17:18:20 +0000 http://thepassivedad.com/?p=715#comment-2198 My latte factor was bagels. I love bagels. With cream cheese. One costs about $2.50 and has A LOT of calories. So I'm cutting back to an occasional treat -- once or twice a month, instead of three or four times a week. My latte factor was bagels. I love bagels. With cream cheese. One costs about $2.50 and has A LOT of calories. So I’m cutting back to an occasional treat — once or twice a month, instead of three or four times a week.

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