Comments for The Passive Dad http://thepassivedad.com Passive Income and debt elimination strategies for all ages Tue, 06 Jan 2009 20:50:47 +0000 http://wordpress.org/?v=2.6 Comment on My Latte Factor In 2008. Automatic Millionaire Goals for 2009 by Tyler @ Building Camelot http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/#comment-2200 Tyler @ Building Camelot Tue, 06 Jan 2009 18:42:37 +0000 http://thepassivedad.com/?p=715#comment-2200 I don't have latte factor...at least I don't think I do. We have two kids in a great daycare and that bill alone is as much as our mortgage! We don't have much wiggle room these days. :-) I don’t have latte factor…at least I don’t think I do. We have two kids in a great daycare and that bill alone is as much as our mortgage! We don’t have much wiggle room these days. :-)

]]> Comment on My Latte Factor In 2008. Automatic Millionaire Goals for 2009 by Miranda http://thepassivedad.com/2009/01/my-latte-factor-in-2008-automatic-millionaire-goals-for-2009/#comment-2198 Miranda Tue, 06 Jan 2009 17:18:20 +0000 http://thepassivedad.com/?p=715#comment-2198 My latte factor was bagels. I love bagels. With cream cheese. One costs about $2.50 and has A LOT of calories. So I'm cutting back to an occasional treat -- once or twice a month, instead of three or four times a week. My latte factor was bagels. I love bagels. With cream cheese. One costs about $2.50 and has A LOT of calories. So I’m cutting back to an occasional treat — once or twice a month, instead of three or four times a week.

]]> Comment on Confession Time: How I Spent $2,350 a Year on my Starbucks Addiction by My Latte Factor In 2008. Automatic Millionaire Goals for 2009 | The Passive Dad http://thepassivedad.com/2008/08/confession-time-how-i-spent-2350-a-year-on-my-starbucks-addiction/#comment-2197 My Latte Factor In 2008. Automatic Millionaire Goals for 2009 | The Passive Dad Tue, 06 Jan 2009 13:02:30 +0000 http://thepassivedad.com/?p=128#comment-2197 [...] any expenses that could be cut out and help achieve retirement more quickly. I created an entire article without realizing that I was describing the latte factor. The latte factor is the act of spending [...] [...] any expenses that could be cut out and help achieve retirement more quickly. I created an entire article without realizing that I was describing the latte factor. The latte factor is the act of spending [...]

]]> Comment on Frugal Food Ideas For 2009 by Blake http://thepassivedad.com/2008/12/frugal-food-ideas-for-2009/#comment-2191 Blake Mon, 05 Jan 2009 16:05:47 +0000 http://thepassivedad.com/?p=690#comment-2191 "you can’t put get too cheap when it comes to your health right?" - Asithi Spot on... As a college student, Ramen Noodles definitely come to mind, although I my frugality would have to become even more extreme for me to put that over-processed crap into my body. At less than $.10 a pack though, it's easy to see why they are so popular. Water is a frugal, healthy way to save some money. Cut back on soda and sugary juices and give your body what it really craves. It's also an easy way to save money every time you do eat out. “you can’t put get too cheap when it comes to your health right?” - Asithi

Spot on… As a college student, Ramen Noodles definitely come to mind, although I my frugality would have to become even more extreme for me to put that over-processed crap into my body. At less than $.10 a pack though, it’s easy to see why they are so popular.

Water is a frugal, healthy way to save some money. Cut back on soda and sugary juices and give your body what it really craves. It’s also an easy way to save money every time you do eat out.

]]> Comment on Don’t Make The Mistake And Leave A Balance On Your Flexible Spending Account FSA or Health Savings Account Money For 2008 by Miranda http://thepassivedad.com/2008/12/dont-make-the-mistake-and-leave-a-balance-on-your-flexible-spending-account-fsa-or-health-savings-account-money-for-2008/#comment-2170 Miranda Fri, 02 Jan 2009 17:44:28 +0000 http://thepassivedad.com/?p=703#comment-2170 One of the things I'm thinking of doing this year is opening a health savings account. I'll do a little more research before taking the plunge, I think. One of the things I’m thinking of doing this year is opening a health savings account. I’ll do a little more research before taking the plunge, I think.

]]> Comment on Supermarket Money Saving Tips For 2009 by Mark Framness http://thepassivedad.com/2009/01/supermarket-money-saving-tips-for-2009/#comment-2168 Mark Framness Fri, 02 Jan 2009 17:03:58 +0000 http://thepassivedad.com/?p=695#comment-2168 Make lists, never grocery shop (or shop in general) when hungry, don't assume a store's reputation for deals means a deal on every item, and don't assume buying in bulk means cheaper units. We try to plan out meals a bit in advance around the Sunday paper deals & coupons. We rarely buy prepared or overly processed foods (however there are exceptions, my wife likes to have a pile of frozen microwave meals on hand in case she has nothing ready for lunch at work, frozen pizza is a good expedient and since we have many friends who work at a national pizza manufacturer we can get rejects on the cheap). We do a lot of our own cooking & baking and do so in bulk. I noticed too when tracking expenses our grocery spending fluctuates fairly wildly. We go and drop some good coin at the grocery store one week and then we are set for the next two - three weeks and are a fair amount under our weekly budget. I need to do a better job of expense tracking this year, though. Make lists, never grocery shop (or shop in general) when hungry, don’t assume a store’s reputation for deals means a deal on every item, and don’t assume buying in bulk means cheaper units.

We try to plan out meals a bit in advance around the Sunday paper deals & coupons. We rarely buy prepared or overly processed foods (however there are exceptions, my wife likes to have a pile of frozen microwave meals on hand in case she has nothing ready for lunch at work, frozen pizza is a good expedient and since we have many friends who work at a national pizza manufacturer we can get rejects on the cheap).

We do a lot of our own cooking & baking and do so in bulk.

I noticed too when tracking expenses our grocery spending fluctuates fairly wildly. We go and drop some good coin at the grocery store one week and then we are set for the next two - three weeks and are a fair amount under our weekly budget. I need to do a better job of expense tracking this year, though.

]]> Comment on Supermarket Money Saving Tips For 2009 by Russell Cavanagh http://thepassivedad.com/2009/01/supermarket-money-saving-tips-for-2009/#comment-2167 Russell Cavanagh Fri, 02 Jan 2009 15:29:45 +0000 http://thepassivedad.com/?p=695#comment-2167 Great advice on an informative and slightly unusual site. Thanks. I plan to eat more vegetarian - help the planet, my own health, my own wallet ... All the best for 2009 from the UK! Great advice on an informative and slightly unusual site. Thanks.
I plan to eat more vegetarian - help the planet, my own health, my own wallet …

All the best for 2009 from the UK!

]]> Comment on Don’t Make The Mistake And Leave A Balance On Your Flexible Spending Account FSA or Health Savings Account Money For 2008 by lulugal11 http://thepassivedad.com/2008/12/dont-make-the-mistake-and-leave-a-balance-on-your-flexible-spending-account-fsa-or-health-savings-account-money-for-2008/#comment-2166 lulugal11 Fri, 02 Jan 2009 15:28:16 +0000 http://thepassivedad.com/?p=703#comment-2166 LASIK is wonderful if you qualify and it works for you. I had mine a year ago and I have perfect vision so it was worth it for me. The whole process was a bit crazy (I posted on it on my site) and I don't think I could do it a second time...but I am happy I did it now. LASIK is wonderful if you qualify and it works for you. I had mine a year ago and I have perfect vision so it was worth it for me.

The whole process was a bit crazy (I posted on it on my site) and I don’t think I could do it a second time…but I am happy I did it now.

]]> Comment on 10 Ways To Make Your Stuff Feel New Again by Andy @ Retire at 40 http://thepassivedad.com/2008/09/10-ways-to-make-your-stuff-feel-new-again/#comment-2163 Andy @ Retire at 40 Fri, 02 Jan 2009 11:14:25 +0000 http://thepassivedad.com/?p=440#comment-2163 One thing I did recently was go to a bicycle maintenance course. Luckily our city council runs a beginners and an intermediate course for free. Things I learned: * cleaning your bike * adjusting the brakes * adjusting the gears * fixing a broken chain * replacing the brake pads After all that, your bike not only looks new but feels new too! One thing I did recently was go to a bicycle maintenance course. Luckily our city council runs a beginners and an intermediate course for free. Things I learned:

* cleaning your bike
* adjusting the brakes
* adjusting the gears
* fixing a broken chain
* replacing the brake pads

After all that, your bike not only looks new but feels new too!

]]> Comment on Frugal Food Ideas For 2009 by Andy @ Retire at 40 http://thepassivedad.com/2008/12/frugal-food-ideas-for-2009/#comment-2162 Andy @ Retire at 40 Fri, 02 Jan 2009 10:21:38 +0000 http://thepassivedad.com/?p=690#comment-2162 I always make my own yoghurt. No, it's not even hard either (it's kind of a half way house). It's those yoghurts that you mix with water and let it develop over 12 hours inside a specialised container. And voila, you get a nice 1l worth of yoghurt. It's just so easy and a fair bit cheaper than the normal 1l yoghurts (and way cheaper than the 6 packs). I always make my own yoghurt. No, it’s not even hard either (it’s kind of a half way house). It’s those yoghurts that you mix with water and let it develop over 12 hours inside a specialised container. And voila, you get a nice 1l worth of yoghurt. It’s just so easy and a fair bit cheaper than the normal 1l yoghurts (and way cheaper than the 6 packs).

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