Primerica Coming To Discuss Personal Finance Options Tomorrow

January 23, 2009

My wife has a friend coming over tomorrow to discuss our personal finance goals for 2009 including life insurance and I believe our investments as well. I’ve never heard of Primerica, did a quick google search, and found that they have been in business for years selling life insurance policies. Primerica also is part of [...]

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My First Impression Of Mint.com For Managing Personal Finances and Budget

January 22, 2009

Can Mint.com solve one of my personal finance goals for 2009? I’m a little late with one of my goals for 2008, so it’s now become my new 2009 goal. Finding a free or relatively inexpensive software program to track personal finance transactions and establish a budget for my wife and I. Since transparency seems [...]

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If You Could Relocate, Would You Move To Cut Costs and Save Money?

January 21, 2009

photo credit: ILoveButter We are all trying to cut expenses and make the most of each paycheck, but what if you could increase your take home pay another way? Would you relocate and move your family to make your dollar stretch even further? Do you have a dream of moving your family to a small [...]

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Do You Qualify For A Mortgage Bailout? Tips To Help With A Loan Modification

January 20, 2009

I have discussed home mortgages modification, mortgage bailout, credit scores, and even bankruptcy with several friends over the last few weeks. All of them have a similar question and that is “How do I negotiate with a lender if I can’t make my mortgage payment?” It looks like many lenders will work with borrowers, but [...]

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My Weekly Reading: How to Cut Hair To Save Money and How To Negotiate With Your Lender

January 17, 2009

It was an interesting week as President Bush gave his last speech as President and Congress has made more money available for banks through the Tarp program. Two more homes are in foreclosure in our sunny Northern California neighborhood and prices continue to drop. I will be contacting some real estate friends this coming week [...]

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